Bookmakers WebMoney
WebMoney is a settlement system that has run since 1998, with separate purses for dollars, euros and seven cryptocurrencies instead of one balance. Here is what it costs, how fast it pays out, where it works and which bookmakers take it: 7 of the 65 reviewed on Betandlink.
- TypeeWallet
- DepositInstant
- Withdrawal< 24H
- Fees0.8%
What is WebMoney?
WebMoney Transfer is a settlement system rather than a wallet with one balance. Your account is a twelve-digit number, the WMID, and under it you open purses, one for each unit: a Z purse holds WMZ, certificates denominated in US dollars (1 WMZ is equivalent to 1 dollar), an E purse holds WME, the euro equivalent, and seven more purse types are tied to crypto networks, from WMX for Bitcoin to WMT for Tether. You pay the bookmaker from a purse and the payout comes back into a purse, so the operator never sees a card or a bank account.
The system was established in 1998 and says more than 45 million people have joined it. Its owner and administrator is WMT LLC, with a postal address in Vilnius, Lithuania; the units are issued by guarantors, FinCore Reserve CORP., with a mailing address in Dubai, for WMZ and WME, and WMT Prime CORP of Panama for the crypto purses. The site publishes no banking or e-money licence for any of the three, and WebMoney’s own transfer agreement describes a payment in WM units as a barter deal: in law you exchange title units for the bookmaker’s service.
For a bettor the fee is known in advance, 0.8% of each transfer with a cap of 50 WMZ or 50 WME, and there is no conversion as long as the purse matches the currency of the betting account. Loading and cashing out go through agents, exchange offices and a P2P exchange with other users, not through a bank of WebMoney’s own. The same agreement lists bookmaking and betting among the goods a merchant may sell for WM only with the system owner’s permission, and the logo appears in far fewer cashiers than Skrill’s: 7 of the 65 bookmakers reviewed on Betandlink.
How to open a WebMoney account
- Sign up on webmoney.com or in the WM Keeper app. You enter a mobile number, take a selfie, type the code sent by SMS and set a password; that is the whole registration, and you come out with a WMID. The Keeper exists for the browser, for iOS, Android, Windows and macOS, and as a Telegram bot.
- Open the right purse. A Z purse for WMZ if your betting account is in dollars, an E purse for WME if it is in euros. Moving money between the two goes through the Exchanger, where other users set the rate and WebMoney takes 0.8% on the payment, so pick once and stay in that currency.
- Get a passport. The Alias passport comes with registration and keeps a WMZ purse at 100 a day, 500 a month and a balance of 300. The Formal passport is free from the age of 14: upload a passport, ID card, driving licence or residence permit and pass the VideoID check. Limits rise to 3,000 a day and a balance of 10,000, and only then can you load from cards and bank accounts.
- Load the purse. On the English site WMZ is loaded by card through the P2P exchange with other users (from 0%, up to a day), with prepaid cards and vouchers, at exchange offices, from cryptocurrency or at cash-in terminals (3–10%). WME is loaded at exchange offices (0–4%), from electronic money or from cryptocurrency: euros have no bank-card or bank-transfer route.
- Pay the bookmaker. Choose WebMoney in the cashier and the Merchant page opens: log in with your phone number, WMID or e-mail and your Keeper password, pick the purse and confirm with the SMS code or the E-num app. WebMoney adds 0.8% to the amount, so a deposit of 100 WMZ needs 100.80 WMZ in the purse; with SMS confirmation the minimum fee is 0.05 WMZ.
What it costs
WebMoney charges the sender of every transfer 0.8% of the amount, with a minimum of 0.01 WM and a cap for each purse type. The fee is added on top of the amount, so you pay it on a deposit; on a payout the sender is the bookmaker. Most bookmakers add no fee of their own. The bigger costs are at the two ends, when you load a purse and when you take the money out, and the fee page says those tariffs are set by the agents, not by WebMoney.
WebMoney fees
| Operation | Fee |
|---|---|
| Pay a bookmaker | 0.8% of the amount, minimum 0.01 WM, at most 50 WMZ or 50 WME |
| Receive a bookmaker payout | Free for you: the 0.8% is charged to the sender |
| Move money between your own purses of the same type | Free |
| Exchange WMZ for WME, or the reverse | 0.8% on the payment, at a rate set by the other users of the Exchanger |
| Load WMZ by bank card (through the P2P exchange) | from 0%, up to 1 day |
| Load by prepaid card, voucher or exchange office | WMZ from 0%; WME at exchange offices 0–4% |
| Load WMZ at a cash-in terminal | 3–10% |
| Withdraw to a bank card | from 5% (WMZ up to 3 days; WME online) |
| Withdraw through the P2P exchange (to a card, a bank account or e-money) | from 0%, up to 1 day |
| Withdraw in cash at a WebMoney exchange office | from 1% |
| Inactivity | Not listed on the fee page |
Fees read on 19 October 2026 on the System Fees, Top Up and Withdraw pages of webmoney.com. The 0.8% is the same in every country; what changes is the list of agents and exchange offices that load and cash out each purse, and their tariffs. The caps per transfer are 50 WMZ, 50 WME, 50 WMT, 50 WMQ, 1 WMX, 10 WMF, 30 WMH, 150 WML and 500 WMM. A card loaded through the P2P exchange is a deal with another user: the price you see is theirs.
Cash out once, not after every win
The system fee is small and the exit fee is not. A bettor who deposits 500 WMZ pays 4 WMZ to WebMoney; the same 500 WMZ withdrawn to a bank card loses from 25 WMZ and takes up to three days. Keep the balance in the purse while you move between bookmakers and take the money out in one transfer, through the P2P exchange or an exchange office rather than straight to a card.
Deposit and withdrawal times
Deposits are instant: you confirm the payment on the Merchant page and the balance appears on the betting account at once. Withdrawals wait for the bookmaker’s approval, from a few minutes to two or three days depending on the operator and on whether your betting account is verified; once the bookmaker sends the transfer, the money is in your purse without a bank in between.
Leaving WebMoney is slower. From a Z purse to a bank card the Withdraw page says up to three days, through the P2P exchange up to one day, by bank transfer through the P2P exchange within an hour; a WMT bank wire takes up to four days.
Where you can use it
WebMoney says it operates in most countries. Its transfer agreement carries a list of countries where the service is not provided, the guarantors add their own exclusions, and the routes for loading a purse change from one country to the next. The rules that matter:
- United States and Canada. Not served: both are in Addendum 4 of the transfer agreement, with Hong Kong, North Korea, Somalia, Sudan and South Sudan.
- Panama. Residents are not served by WMT Prime CORP, the guarantor of the crypto purses.
- European Union and United Kingdom. Neither is on the excluded list, so accounts can be opened, but the site publishes no EU or UK licence and gives euros no bank route: WME is loaded at exchange offices, from electronic money or from cryptocurrency, and WMZ by card only through the P2P exchange with other users. You pay the exchange office or the other user, not a fixed tariff.
- Russia and Kyrgyzstan. The one direct card load on the English site, into WMT purses, is open to citizens of these two countries only, says the help page on paying through Merchant.
Whatever the country, a bookmaker cannot add WebMoney to its cashier on its own: Addendum 2 of the transfer agreement puts bookmaking and betting among the goods a merchant may sell for WM only with the permission of the system owner, WMT LLC.
WebMoney and welcome bonuses
Check the bonus terms first
Some bookmakers exclude first deposits made with e-wallets from the welcome offer. A clause that names only Skrill and Neteller does not cover WebMoney; one that excludes “e-wallets” or “electronic payment systems” does. If the terms carry such a clause, make the first deposit by card or bank transfer and use WebMoney from the second one. Mind the fee as well: the minimum deposit of an offer is measured on what reaches the bookmaker, so a 10 WMZ qualifying deposit needs 10.08 WMZ in the purse.
Bookmakers accepting WebMoney
Taken from the payment sections of the Betandlink reviews. The Visit button opens the bookmaker’s site; the bonus terms are explained in its Betandlink review.
Sports Betting Sites (7)
Questions and answers
Is WebMoney free to use with bookmakers?
No. WebMoney charges the sender 0.8% of every transfer, with a minimum of 0.01 WM and a cap of 50 WMZ or 50 WME, so a deposit of 100 WMZ costs 100.80 WMZ; receiving a payout costs you nothing, and most bookmakers add no fee. The cost that hurts is on the way out: from 5% to a bank card, from 1% in cash at an exchange office.
How long does a WebMoney withdrawal from a bookmaker take?
As long as the bookmaker takes to approve it, usually from a few minutes to a couple of days; once sent, the money is in your purse, with no bank in between. Leaving WebMoney then takes up to three days to a bank card, up to one day through the P2P exchange and up to four days by WMT bank wire.
Which purse should I open to bet, WMZ or WME?
The one in the currency of your betting account. WMZ is a certificate denominated in US dollars, WME in euros, and moving money between them goes through the Exchanger, where other users set the rate and WebMoney takes 0.8%. WMZ has more loading routes on the English site; WME has only exchange offices, electronic money and cryptocurrency.
Who runs WebMoney and is it regulated?
The site names WMT LLC, with a postal address in Vilnius, as owner and administrator, and two guarantors that issue the units: FinCore Reserve CORP., with a mailing address in Dubai, for WMZ and WME, and WMT Prime CORP of Panama for the crypto purses. It publishes no banking or e-money licence for any of them, and its transfer agreement calls a payment in WM units a barter deal. Keep in the purse only the money you are about to bet or to cash out.
Can I use WebMoney in the United States or the United Kingdom?
Not in the United States: it is on the list of countries where the service is not provided, with Canada, Hong Kong, North Korea, Somalia, Sudan and South Sudan. The United Kingdom is not on that list, so an account can be opened, but there is no UK licence and no bank route for euros; a British bettor loads WMZ through the P2P exchange, with vouchers or at an exchange office.